There are many banks now that offer people of Indian origin nri banking facilities abroad. Banks advertise extensively to attract Indian customers. ICICI bank for instance uses noted film actor Sharukh Khan as a spokesman for promoting their bank. Recently I believe some banks were even offering Indian movie DVD's as an incentive to open accounts at their banks. NRIs now have many banks to select from when it comes to nri banking services.

          Banking in India has changed considerably in the past decade. Just about every international bank has a presence now in India.

           I remember the time in India when customers who went to cash a cheque at their local banks, had to first line up to present the cheque to a bank teller and were then given a token to take to a different teller to get their cash.

          Fortunately things have changed for the better now. Indian banks are now almost at par with foreign banks when it comes to service. Non resident Indians living abroad often open accounts with Indian banks such as The State Bank of India and ICICI bank that have set up foreign branches abroad to attract NRIs.

           The reality is that while some banks will go all out and outspend each other to get customers they don't seem to be putting enough thought into customer service. Just check the internet and Nri's seem to have quite a few complaints about bank customer service. The competition from foreign banks within India though has resulted in improvements for Indians in the banking sector.